Free Anne Arundel County, Maryland seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Anne Arundel County. The calculator applies Maryland and Anne Arundel County rates for you.
- Median home value
- $450,300
- Transfer tax on $450,000
- $9,900
- Seller costs on $450,000
- About $27,910
- Median property tax bill
- $3,836 a year
- Owner's title policy
- Buyer pays
- Population
- 590,936
Anne Arundel County transfer tax
On a $450,000 sale in Anne Arundel County, transfer taxes come to $9,900: State transfer tax, Recordation tax (Anne Arundel County) and County transfer tax (Anne Arundel County). By custom the seller pays $4,950 of that and the buyer $4,950.
| Tax | Rate | Paid by | On $450,000 |
|---|---|---|---|
| State transfer tax | 0.5% | Split 50/50 | $2,250 |
| Recordation tax (Anne Arundel County) | $3.50 per $500 | Split 50/50 | $3,150 |
| County transfer tax (Anne Arundel County) | 1%; 1.5% at $1M or more | Split 50/50 | $4,500 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $2,750 | $2,750 | $5,500 |
| $450,000 local median value | $4,950 | $4,950 | $9,900 |
| $500,000 | $5,500 | $5,500 | $11,000 |
| $1,000,000 | $13,500 | $13,500 | $27,000 |
Example Anne Arundel County seller net sheet
A $450,000 sale, close to the county's median home value of $450,300, with a 5% commission and a $270,000 mortgage payoff. Seller costs come to about $27,910, or 6.2% of the price.
| Line | Seller |
|---|---|
| Sale price | $450,000 |
| First mortgage payoff | −$270,000 |
| Real estate commission (5%) | −$22,500 |
| State transfer tax | −$1,125 |
| Recordation tax (Anne Arundel County) | −$1,575 |
| County transfer tax (Anne Arundel County) | −$2,250 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$60 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $152,090 |
Who pays what in Anne Arundel County
In Anne Arundel County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
Property taxes in Anne Arundel County
The median property tax bill for homeowners in Anne Arundel County is $3,836 a year, about 0.85% of the median home value of $450,300 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Anne Arundel County seller questions
How much is the transfer tax in Anne Arundel County, Maryland?
On a $450,000 sale in Anne Arundel County, transfer taxes come to $9,900: State transfer tax, Recordation tax (Anne Arundel County) and County transfer tax (Anne Arundel County). By custom the seller pays $4,950 of that and the buyer $4,950.
How much are seller closing costs in Anne Arundel County?
On a $450,000 sale, close to the median home value in Anne Arundel County, with a 5% commission, estimated seller costs are about $27,910 (6.2% of the price). Without commission they are about $5,410. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Anne Arundel County?
In Anne Arundel County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
How much are property taxes in Anne Arundel County?
The median property tax bill for homeowners in Anne Arundel County is $3,836 a year, about 0.85% of the median home value of $450,300 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.
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