Free Arnold, Maryland seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Arnold, Maryland (Anne Arundel County). The calculator applies the local rates for you.

Calculate your Arnold net sheet

Median home value
$547,800
Transfer tax on $550,000
$12,100
Seller costs on $550,000
About $34,010
Median property tax bill
$4,221 a year
County
Anne Arundel County
Population
23,866

Arnold transfer tax

On a $550,000 sale in Arnold, transfer taxes come to $12,100: State transfer tax, Recordation tax (Anne Arundel County) and County transfer tax (Anne Arundel County). By custom the seller pays $6,050 of that and the buyer $6,050.

TaxRatePaid byOn $550,000
State transfer tax0.5%Split 50/50$2,750
Recordation tax (Anne Arundel County)$3.50 per $500Split 50/50$3,850
County transfer tax (Anne Arundel County)1%; 1.5% at $1M or moreSplit 50/50$5,500
Single-family home. Who pays follows local custom and can be negotiated in the contract.
Sale priceSeller paysBuyer paysTotal
$250,000$2,750$2,750$5,500
$500,000$5,500$5,500$11,000
$550,000 local median value$6,050$6,050$12,100
$1,000,000$13,500$13,500$27,000
Transfer taxes on the deed, split by local custom.

Example Arnold seller net sheet

A $550,000 sale, close to Arnold's median home value of $547,800, with a 5% commission and a $330,000 mortgage payoff. Seller costs come to about $34,010, or 6.2% of the price.

LineSeller
Sale price$550,000
First mortgage payoff−$330,000
Real estate commission (5%)−$27,500
State transfer tax−$1,375
Recordation tax (Anne Arundel County)−$1,925
County transfer tax (Anne Arundel County)−$2,750
Settlement / closing fee−$350
Release / satisfaction recording−$60
Wire / courier / payoff processing−$50
Estimated net before property tax prorations$185,990
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Arnold

Arnold closings follow Anne Arundel County customs. In Anne Arundel County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.

Property taxes in Arnold

The median property tax bill for homeowners in Arnold is $4,221 a year, about 0.77% of the median home value of $547,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.

Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.

Arnold seller questions

How much is the transfer tax in Arnold, Maryland?

On a $550,000 sale in Arnold, transfer taxes come to $12,100: State transfer tax, Recordation tax (Anne Arundel County) and County transfer tax (Anne Arundel County). By custom the seller pays $6,050 of that and the buyer $6,050.

How much are seller closing costs in Arnold?

On a $550,000 sale, close to the median home value in Arnold, with a 5% commission, estimated seller costs are about $34,010 (6.2% of the price). Without commission they are about $6,510. The loan payoff and property tax proration change the final number.

What county is Arnold in, and does it matter at closing?

Arnold is in Anne Arundel County, Maryland. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Anne Arundel County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.

How much are property taxes in Arnold?

The median property tax bill for homeowners in Arnold is $4,221 a year, about 0.77% of the median home value of $547,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.

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