Free La Plata, Maryland seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in La Plata, Maryland (Charles County). The calculator applies the local rates for you.
- Median home value
- $405,200
- Transfer tax on $405,000
- $9,720
- Seller costs on $405,000
- About $25,570
- Median property tax bill
- $4,708 a year
- County
- Charles County
- Population
- 11,374
La Plata transfer tax
On a $405,000 sale in La Plata, transfer taxes come to $9,720: State transfer tax, Recordation tax (Charles County) and County transfer tax (Charles County). By custom the seller pays $4,860 of that and the buyer $4,860.
| Tax | Rate | Paid by | On $405,000 |
|---|---|---|---|
| State transfer tax | 0.5% | Split 50/50 | $2,025 |
| Recordation tax (Charles County) | $7.00 per $500 | Split 50/50 | $5,670 |
| County transfer tax (Charles County) | 0.5% | Split 50/50 | $2,025 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $3,000 | $3,000 | $6,000 |
| $405,000 local median value | $4,860 | $4,860 | $9,720 |
| $500,000 | $6,000 | $6,000 | $12,000 |
| $1,000,000 | $12,000 | $12,000 | $24,000 |
Example La Plata seller net sheet
A $405,000 sale, close to La Plata's median home value of $405,200, with a 5% commission and a $245,000 mortgage payoff. Seller costs come to about $25,570, or 6.3% of the price.
| Line | Seller |
|---|---|
| Sale price | $405,000 |
| First mortgage payoff | −$245,000 |
| Real estate commission (5%) | −$20,250 |
| State transfer tax | −$1,012.50 |
| Recordation tax (Charles County) | −$2,835 |
| County transfer tax (Charles County) | −$1,012.50 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$60 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $134,430 |
Who pays what in La Plata
La Plata closings follow Charles County customs. In Charles County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
Property taxes in La Plata
The median property tax bill for homeowners in La Plata is $4,708 a year, about 1.16% of the median home value of $405,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
La Plata seller questions
How much is the transfer tax in La Plata, Maryland?
On a $405,000 sale in La Plata, transfer taxes come to $9,720: State transfer tax, Recordation tax (Charles County) and County transfer tax (Charles County). By custom the seller pays $4,860 of that and the buyer $4,860.
How much are seller closing costs in La Plata?
On a $405,000 sale, close to the median home value in La Plata, with a 5% commission, estimated seller costs are about $25,570 (6.3% of the price). Without commission they are about $5,320. The loan payoff and property tax proration change the final number.
What county is La Plata in, and does it matter at closing?
La Plata is in Charles County, Maryland. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Charles County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in La Plata?
The median property tax bill for homeowners in La Plata is $4,708 a year, about 1.16% of the median home value of $405,200 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in advance, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun, billed Jul 1 and paid in advance (semiannual option for owner-occupants); seller is credited for prepaid months.
Other cities in Charles County
Cities near La Plata
Build your La Plata net sheet in minutes.
Free to use. No account needed to try it.