Free Excelsior Springs, Missouri seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Excelsior Springs, Missouri (Clay County). The calculator applies the local rates for you.
- Median home value
- $174,000
- Transfer tax on $175,000
- None
- Seller costs on $175,000
- About $9,841
- Median property tax bill
- $1,960 a year
- County
- Clay County
- Population
- 10,727
Excelsior Springs transfer tax
Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in Excelsior Springs.
Example Excelsior Springs seller net sheet
A $175,000 sale, close to Excelsior Springs's median home value of $174,000, with a 5% commission and a $105,000 mortgage payoff. Seller costs come to about $9,841, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $175,000 |
| First mortgage payoff | −$105,000 |
| Real estate commission (5%) | −$8,750 |
| Owner's title insurance policy | −$668.75 |
| Settlement / closing fee | −$350 |
| Release / satisfaction recording | −$27 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $60,159.25 |
Who pays what in Excelsior Springs
Excelsior Springs closings follow Clay County customs. In Clay County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller. Closings are usually handled by a title company.
Property taxes in Excelsior Springs
The median property tax bill for homeowners in Excelsior Springs is $1,960 a year, about 1.13% of the median home value of $174,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Excelsior Springs seller questions
How much is the transfer tax in Excelsior Springs, Missouri?
Missouri does not charge a real estate transfer tax, so there is none to pay on a home sale in Excelsior Springs.
How much are seller closing costs in Excelsior Springs?
On a $175,000 sale, close to the median home value in Excelsior Springs, with a 5% commission, estimated seller costs are about $9,841 (5.6% of the price). Without commission they are about $1,091. The loan payoff and property tax proration change the final number.
What county is Excelsior Springs in, and does it matter at closing?
Excelsior Springs is in Clay County, Missouri. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Clay County, the seller customarily pays the owner's title policy. The settlement fee is customarily split between buyer and seller.
How much are property taxes in Excelsior Springs?
The median property tax bill for homeowners in Excelsior Springs is $1,960 a year, about 1.13% of the median home value of $174,000 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year, due Dec 31 (in arrears); seller credits buyer for Jan 1 through closing.
Other cities in Clay County
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