Free Rochester, New Hampshire seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Rochester, New Hampshire (Strafford County). The calculator applies the local rates for you.
- Median home value
- $262,600
- Transfer tax on $265,000
- $3,975
- Seller costs on $265,000
- About $15,573
- Median property tax bill
- $5,244 a year
- County
- Strafford County
- Population
- 33,598
Rochester transfer tax
On a $265,000 sale in Rochester, transfer taxes come to $3,975: Real estate transfer tax (buyer and seller each pay 0.75%). By custom the seller pays $1,988 of that and the buyer $1,988.
| Tax | Rate | Paid by | On $265,000 |
|---|---|---|---|
| Real estate transfer tax (buyer and seller each pay 0.75%) | $1.50 per $100 total ($0.75 each) | Split 50/50 | $3,975 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $1,875 | $1,875 | $3,750 |
| $265,000 local median value | $1,987.50 | $1,987.50 | $3,975 |
| $500,000 | $3,750 | $3,750 | $7,500 |
| $1,000,000 | $7,500 | $7,500 | $15,000 |
Example Rochester seller net sheet
A $265,000 sale, close to Rochester's median home value of $262,600, with a 5% commission and a $160,000 mortgage payoff. Seller costs come to about $15,573, or 5.9% of the price.
| Line | Seller |
|---|---|
| Sale price | $265,000 |
| First mortgage payoff | −$160,000 |
| Real estate commission (5%) | −$13,250 |
| Real estate transfer tax (buyer and seller each pay 0.75%) | −$1,987.50 |
| Settlement / closing fee | −$250 |
| Release / satisfaction recording | −$40 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $89,427.50 |
Who pays what in Rochester
Rochester closings follow Strafford County customs. In Strafford County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing. Closings are usually handled by a title company or attorney.
Property taxes in Rochester
The median property tax bill for homeowners in Rochester is $5,244 a year, about 2% of the median home value of $262,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Tax year Apr 1-Mar 31, semiannual bills due Jul 1 and Dec 1; seller credits buyer for days owned not yet billed.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Rochester seller questions
How much is the transfer tax in Rochester, New Hampshire?
On a $265,000 sale in Rochester, transfer taxes come to $3,975: Real estate transfer tax (buyer and seller each pay 0.75%). By custom the seller pays $1,988 of that and the buyer $1,988.
How much are seller closing costs in Rochester?
On a $265,000 sale, close to the median home value in Rochester, with a 5% commission, estimated seller costs are about $15,573 (5.9% of the price). Without commission they are about $2,323. The loan payoff and property tax proration change the final number.
What county is Rochester in, and does it matter at closing?
Rochester is in Strafford County, New Hampshire. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Strafford County, the buyer customarily pays the owner's title policy. The settlement fee is paid by each side for its own closing.
How much are property taxes in Rochester?
The median property tax bill for homeowners in Rochester is $5,244 a year, about 2% of the median home value of $262,600 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Tax year Apr 1-Mar 31, semiannual bills due Jul 1 and Dec 1; seller credits buyer for days owned not yet billed.
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