Free Las Cruces, New Mexico seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Las Cruces, New Mexico (Doña Ana County). The calculator applies the local rates for you.
- Median home value
- $217,400
- Transfer tax on $215,000
- None
- Seller costs on $215,000
- About $12,520
- Median property tax bill
- $1,531 a year
- County
- Doña Ana County
- Population
- 116,998
Las Cruces transfer tax
New Mexico does not charge a real estate transfer tax, so there is none to pay on a home sale in Las Cruces.
Example Las Cruces seller net sheet
A $215,000 sale, close to Las Cruces's median home value of $217,400, with a 5% commission and a $130,000 mortgage payoff. Seller costs come to about $12,520, or 5.8% of the price.
| Line | Seller |
|---|---|
| Sale price | $215,000 |
| First mortgage payoff | −$130,000 |
| Real estate commission (5%) | −$10,750 |
| Owner's title insurance policy | −$1,190 |
| Escrow fee | −$500 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $72,480 |
Who pays what in Las Cruces
Las Cruces closings follow Doña Ana County customs. In Doña Ana County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
Property taxes in Las Cruces
The median property tax bill for homeowners in Las Cruces is $1,531 a year, about 0.7% of the median home value of $217,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 10 and Apr 10.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Las Cruces seller questions
How much is the transfer tax in Las Cruces, New Mexico?
New Mexico does not charge a real estate transfer tax, so there is none to pay on a home sale in Las Cruces.
How much are seller closing costs in Las Cruces?
On a $215,000 sale, close to the median home value in Las Cruces, with a 5% commission, estimated seller costs are about $12,520 (5.8% of the price). Without commission they are about $1,770. The loan payoff and property tax proration change the final number.
What county is Las Cruces in, and does it matter at closing?
Las Cruces is in Doña Ana County, New Mexico. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Doña Ana County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller.
How much are property taxes in Las Cruces?
The median property tax bill for homeowners in Las Cruces is $1,531 a year, about 0.7% of the median home value of $217,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 10 and Apr 10.
Other cities in Doña Ana County
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