Free Los Lunas, New Mexico seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Los Lunas, New Mexico (Valencia County). The calculator applies the local rates for you.
- Median home value
- $232,700
- Transfer tax on $235,000
- None
- Seller costs on $235,000
- About $13,604
- Median property tax bill
- $2,041 a year
- County
- Valencia County
- Population
- 19,907
Los Lunas transfer tax
New Mexico does not charge a real estate transfer tax, so there is none to pay on a home sale in Los Lunas.
Example Los Lunas seller net sheet
A $235,000 sale, close to Los Lunas's median home value of $232,700, with a 5% commission and a $140,000 mortgage payoff. Seller costs come to about $13,604, or 5.8% of the price.
| Line | Seller |
|---|---|
| Sale price | $235,000 |
| First mortgage payoff | −$140,000 |
| Real estate commission (5%) | −$11,750 |
| Owner's title insurance policy | −$1,274 |
| Escrow fee | −$500 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $81,396 |
Who pays what in Los Lunas
Los Lunas closings follow Valencia County customs. In Valencia County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
Property taxes in Los Lunas
The median property tax bill for homeowners in Los Lunas is $2,041 a year, about 0.88% of the median home value of $232,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 10 and Apr 10.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Los Lunas seller questions
How much is the transfer tax in Los Lunas, New Mexico?
New Mexico does not charge a real estate transfer tax, so there is none to pay on a home sale in Los Lunas.
How much are seller closing costs in Los Lunas?
On a $235,000 sale, close to the median home value in Los Lunas, with a 5% commission, estimated seller costs are about $13,604 (5.8% of the price). Without commission they are about $1,854. The loan payoff and property tax proration change the final number.
What county is Los Lunas in, and does it matter at closing?
Los Lunas is in Valencia County, New Mexico. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Valencia County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller.
How much are property taxes in Los Lunas?
The median property tax bill for homeowners in Los Lunas is $2,041 a year, about 0.88% of the median home value of $232,700 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 10 and Apr 10.
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