Free Valencia County, New Mexico seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Valencia County. The calculator applies New Mexico and Valencia County rates for you.
- Median home value
- $206,800
- Transfer tax on $205,000
- None
- Seller costs on $205,000
- About $11,978
- Median property tax bill
- $1,365 a year
- Owner's title policy
- Seller pays
- Population
- 77,382
Valencia County transfer tax
New Mexico does not charge a real estate transfer tax, so there is none to pay on a home sale in Valencia County.
Example Valencia County seller net sheet
A $205,000 sale, close to the county's median home value of $206,800, with a 5% commission and a $125,000 mortgage payoff. Seller costs come to about $11,978, or 5.8% of the price.
| Line | Seller |
|---|---|
| Sale price | $205,000 |
| First mortgage payoff | −$125,000 |
| Real estate commission (5%) | −$10,250 |
| Owner's title insurance policy | −$1,148 |
| Escrow fee | −$500 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$50 |
| Estimated net before property tax prorations | $68,022 |
Who pays what in Valencia County
In Valencia County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
Property taxes in Valencia County
The median property tax bill for homeowners in Valencia County is $1,365 a year, about 0.66% of the median home value of $206,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 10 and Apr 10.
Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Valencia County seller questions
How much is the transfer tax in Valencia County, New Mexico?
New Mexico does not charge a real estate transfer tax, so there is none to pay on a home sale in Valencia County.
How much are seller closing costs in Valencia County?
On a $205,000 sale, close to the median home value in Valencia County, with a 5% commission, estimated seller costs are about $11,978 (5.8% of the price). Without commission they are about $1,728. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Valencia County?
In Valencia County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.
How much are property taxes in Valencia County?
The median property tax bill for homeowners in Valencia County is $1,365 a year, about 0.66% of the median home value of $206,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Calendar year; halves due Nov 10 and Apr 10.
Cities in Valencia County
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