Free Union County, North Carolina seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Union County. The calculator applies North Carolina and Union County rates for you.
- Median home value
- $374,400
- Transfer tax on $375,000
- $750
- Seller costs on $375,000
- About $19,871
- Median property tax bill
- $2,298 a year
- Owner's title policy
- Buyer pays
- Population
- 244,975
Union County transfer tax
On a $375,000 sale in Union County, transfer taxes come to $750: Excise tax on conveyances (revenue stamps). By custom the seller pays it.
| Tax | Rate | Paid by | On $375,000 |
|---|---|---|---|
| Excise tax on conveyances (revenue stamps) | $1.00 per $500 | Seller | $750 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $500 | $0 | $500 |
| $375,000 local median value | $750 | $0 | $750 |
| $500,000 | $1,000 | $0 | $1,000 |
| $1,000,000 | $2,000 | $0 | $2,000 |
Example Union County seller net sheet
A $375,000 sale, close to the county's median home value of $374,400, with a 5% commission and a $225,000 mortgage payoff. Seller costs come to about $19,871, or 5.3% of the price.
| Line | Seller |
|---|---|
| Sale price | $375,000 |
| First mortgage payoff | −$225,000 |
| Real estate commission (5%) | −$18,750 |
| Excise tax on conveyances (revenue stamps) | −$750 |
| Seller's attorney fee | −$300 |
| Release / satisfaction recording | −$26 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $130,129 |
Who pays what in Union County
In Union County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in Union County
The median property tax bill for homeowners in Union County is $2,298 a year, about 0.61% of the median home value of $374,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Union County seller questions
How much is the transfer tax in Union County, North Carolina?
On a $375,000 sale in Union County, transfer taxes come to $750: Excise tax on conveyances (revenue stamps). By custom the seller pays it.
How much are seller closing costs in Union County?
On a $375,000 sale, close to the median home value in Union County, with a 5% commission, estimated seller costs are about $19,871 (5.3% of the price). Without commission they are about $1,121. The loan payoff and property tax proration change the final number.
Who pays for title insurance and closing fees in Union County?
In Union County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.
How much are property taxes in Union County?
The median property tax bill for homeowners in Union County is $2,298 a year, about 0.61% of the median home value of $374,400 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.
Cities in Union County
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