Free Waxhaw, North Carolina seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Waxhaw, North Carolina (Union County). The calculator applies the local rates for you.
- Median home value
- $506,300
- Transfer tax on $505,000
- $1,010
- Seller costs on $505,000
- About $26,631
- Median property tax bill
- $3,609 a year
- County
- Union County
- Population
- 23,178
Waxhaw transfer tax
On a $505,000 sale in Waxhaw, transfer taxes come to $1,010: Excise tax on conveyances (revenue stamps). By custom the seller pays it.
| Tax | Rate | Paid by | On $505,000 |
|---|---|---|---|
| Excise tax on conveyances (revenue stamps) | $1.00 per $500 | Seller | $1,010 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $500 | $0 | $500 |
| $500,000 | $1,000 | $0 | $1,000 |
| $505,000 local median value | $1,010 | $0 | $1,010 |
| $1,000,000 | $2,000 | $0 | $2,000 |
Example Waxhaw seller net sheet
A $505,000 sale, close to Waxhaw's median home value of $506,300, with a 5% commission and a $305,000 mortgage payoff. Seller costs come to about $26,631, or 5.3% of the price.
| Line | Seller |
|---|---|
| Sale price | $505,000 |
| First mortgage payoff | −$305,000 |
| Real estate commission (5%) | −$25,250 |
| Excise tax on conveyances (revenue stamps) | −$1,010 |
| Seller's attorney fee | −$300 |
| Release / satisfaction recording | −$26 |
| Wire / courier / payoff processing | −$45 |
| Estimated net before property tax prorations | $173,369 |
Who pays what in Waxhaw
Waxhaw closings follow Union County customs. In Union County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer. Closings are usually handled by an attorney, and each side normally has its own attorney.
Property taxes in Waxhaw
The median property tax bill for homeowners in Waxhaw is $3,609 a year, about 0.71% of the median home value of $506,300 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the title company.
Waxhaw seller questions
How much is the transfer tax in Waxhaw, North Carolina?
On a $505,000 sale in Waxhaw, transfer taxes come to $1,010: Excise tax on conveyances (revenue stamps). By custom the seller pays it.
How much are seller closing costs in Waxhaw?
On a $505,000 sale, close to the median home value in Waxhaw, with a 5% commission, estimated seller costs are about $26,631 (5.3% of the price). Without commission they are about $1,381. The loan payoff and property tax proration change the final number.
What county is Waxhaw in, and does it matter at closing?
Waxhaw is in Union County, North Carolina. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Union County, the buyer customarily pays the owner's title policy. The settlement fee is customarily paid by the buyer.
How much are property taxes in Waxhaw?
The median property tax bill for homeowners in Waxhaw is $3,609 a year, about 0.71% of the median home value of $506,300 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Bills issued Jul-Sep for the calendar year, due Sep 1 (delinquent Jan 6); seller credits buyer when unpaid.
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