Free Ontario, Oregon seller net sheet calculator

Closing costs, transfer taxes and who pays what when selling a home in Ontario, Oregon (Malheur County). The calculator applies the local rates for you.

Calculate your Ontario net sheet

Median home value
$217,500
Transfer tax on $220,000
None
Seller costs on $220,000
About $12,696
Median property tax bill
$1,813 a year
County
Malheur County
Population
11,957

Ontario transfer tax

There is no transfer tax on a typical home sale in Ontario.

Example Ontario seller net sheet

A $220,000 sale, close to Ontario's median home value of $217,500, with a 5% commission and a $130,000 mortgage payoff. Seller costs come to about $12,696, or 5.8% of the price.

LineSeller
Sale price$220,000
First mortgage payoff−$130,000
Real estate commission (5%)−$11,000
Owner's title insurance policy−$890
Escrow fee−$650
Release / satisfaction recording−$96
Wire / courier / payoff processing−$60
Estimated net before property tax prorations$77,304
Title and settlement fees are typical estimates, not quotes.

Run it with your own numbers.

Who pays what in Ontario

Ontario closings follow Malheur County customs. In Malheur County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller. Closings are usually handled by an escrow company.

Property taxes in Ontario

The median property tax bill for homeowners in Ontario is $1,813 a year, about 0.83% of the median home value of $217,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; bills issued in October and due Nov 15 (3% discount). Before November the current year is unpaid and the seller credits the buyer; afterwards the seller is reimbursed.

Rates verified 2026-09-29. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.

Ontario seller questions

How much is the transfer tax in Ontario, Oregon?

There is no transfer tax on a typical home sale in Ontario.

How much are seller closing costs in Ontario?

On a $220,000 sale, close to the median home value in Ontario, with a 5% commission, estimated seller costs are about $12,696 (5.8% of the price). Without commission they are about $1,696. The loan payoff and property tax proration change the final number.

What county is Ontario in, and does it matter at closing?

Ontario is in Malheur County, Oregon. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Malheur County, the seller customarily pays the owner's title policy. The escrow fee is customarily split between buyer and seller.

How much are property taxes in Ontario?

The median property tax bill for homeowners in Ontario is $1,813 a year, about 0.83% of the median home value of $217,500 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; bills issued in October and due Nov 15 (3% discount). Before November the current year is unpaid and the seller credits the buyer; afterwards the seller is reimbursed.

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