Free Gilroy, California seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in Gilroy, California (Santa Clara County). The calculator applies the local rates for you.
- Median home value
- $975,800
- Transfer tax on $975,000
- $1,073
- Seller costs on $975,000
- About $54,558
- Median property tax bill
- $8,014 a year
- County
- Santa Clara County
- Population
- 60,390
Gilroy transfer tax
On a $975,000 sale in Gilroy, transfer taxes come to $1,073: County documentary transfer tax. By custom the seller pays it.
| Tax | Rate | Paid by | On $975,000 |
|---|---|---|---|
| County documentary transfer tax | $1.10 per $1,000 ($0.55 per $500) | Seller | $1,072.50 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $275 | $0 | $275 |
| $500,000 | $550 | $0 | $550 |
| $975,000 local median value | $1,072.50 | $0 | $1,072.50 |
| $1,000,000 | $1,100 | $0 | $1,100 |
Example Gilroy seller net sheet
A $975,000 sale, close to Gilroy's median home value of $975,800, with a 5% commission and a $585,000 mortgage payoff. Seller costs come to about $54,558, or 5.6% of the price.
| Line | Seller |
|---|---|
| Sale price | $975,000 |
| First mortgage payoff | −$585,000 |
| Real estate commission (5%) | −$48,750 |
| County documentary transfer tax | −$1,072.50 |
| Owner's title insurance policy | −$3,130 |
| Escrow fee | −$1,500 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$75 |
| Estimated net before property tax prorations | $335,442.50 |
Who pays what in Gilroy
Gilroy closings follow Santa Clara County customs. In Santa Clara County, the seller customarily pays the owner's title policy. The escrow fee is customarily paid by the seller. Closings are usually handled by an escrow company.
Property taxes in Gilroy
The median property tax bill for homeowners in Gilroy is $8,014 a year, about 0.82% of the median home value of $975,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
Gilroy seller questions
How much is the transfer tax in Gilroy, California?
On a $975,000 sale in Gilroy, transfer taxes come to $1,073: County documentary transfer tax. By custom the seller pays it.
How much are seller closing costs in Gilroy?
On a $975,000 sale, close to the median home value in Gilroy, with a 5% commission, estimated seller costs are about $54,558 (5.6% of the price). Without commission they are about $5,808. The loan payoff and property tax proration change the final number.
What county is Gilroy in, and does it matter at closing?
Gilroy is in Santa Clara County, California. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Santa Clara County, the seller customarily pays the owner's title policy. The escrow fee is customarily paid by the seller.
How much are property taxes in Gilroy?
The median property tax bill for homeowners in Gilroy is $8,014 a year, about 0.82% of the median home value of $975,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Other cities in Santa Clara County
- San Jose
- Sunnyvale
- Santa Clara
- Mountain View
- Milpitas
- Palo Alto
- Cupertino
- Morgan Hill
- Campbell
- Los Gatos
- Los Altos
- Saratoga
Cities near Gilroy
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