Free San Jose, California seller net sheet calculator
Closing costs, transfer taxes and who pays what when selling a home in San Jose, California (Santa Clara County). The calculator applies the local rates for you.
- Median home value
- $1,187,800
- Transfer tax on $1,190,000
- $5,236
- Seller costs on $1,190,000
- About $67,900
- Median property tax bill
- $9,121 a year
- County
- Santa Clara County
- Population
- 997,368
San Jose transfer tax
On a $1,190,000 sale in San Jose, transfer taxes come to $5,236: County documentary transfer tax and San Jose conveyance tax. By custom the seller pays $3,273 of that and the buyer $1,964. San Jose has its own local transfer tax, so the total differs from the rest of Santa Clara County, where the same sale would owe $1,309.
| Tax | Rate | Paid by | On $1,190,000 |
|---|---|---|---|
| County documentary transfer tax | $1.10 per $1,000 ($0.55 per $500) | Seller | $1,309 |
| San Jose conveyance tax | $3.30 per $1,000 | Split 50/50 | $3,927 |
| Sale price | Seller pays | Buyer pays | Total |
|---|---|---|---|
| $250,000 | $687.50 | $412.50 | $1,100 |
| $500,000 | $1,375 | $825 | $2,200 |
| $1,000,000 | $2,750 | $1,650 | $4,400 |
| $1,190,000 local median value | $3,272.50 | $1,963.50 | $5,236 |
Example San Jose seller net sheet
A $1,190,000 sale, close to San Jose's median home value of $1,187,800, with a 5% commission and a $715,000 mortgage payoff. Seller costs come to about $67,900, or 5.7% of the price.
| Line | Seller |
|---|---|
| Sale price | $1,190,000 |
| First mortgage payoff | −$715,000 |
| Real estate commission (5%) | −$59,500 |
| County documentary transfer tax | −$1,309 |
| San Jose conveyance tax | −$1,963.50 |
| Owner's title insurance policy | −$3,522.50 |
| Escrow fee | −$1,500 |
| Release / satisfaction recording | −$30 |
| Wire / courier / payoff processing | −$75 |
| Estimated net before property tax prorations | $407,100 |
Who pays what in San Jose
San Jose closings follow Santa Clara County customs. In Santa Clara County, the seller customarily pays the owner's title policy. The escrow fee is customarily paid by the seller. Closings are usually handled by an escrow company.
Property taxes in San Jose
The median property tax bill for homeowners in San Jose is $9,121 a year, about 0.77% of the median home value of $1,187,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Rates verified 2026-09-30. Home value and tax bill: Census Bureau American Community Survey, 2019–2023. A net sheet is an estimate; final figures come from the escrow company.
San Jose seller questions
How much is the transfer tax in San Jose, California?
On a $1,190,000 sale in San Jose, transfer taxes come to $5,236: County documentary transfer tax and San Jose conveyance tax. By custom the seller pays $3,273 of that and the buyer $1,964. San Jose has its own local transfer tax, so the total differs from the rest of Santa Clara County, where the same sale would owe $1,309.
How much are seller closing costs in San Jose?
On a $1,190,000 sale, close to the median home value in San Jose, with a 5% commission, estimated seller costs are about $67,900 (5.7% of the price). Without commission they are about $8,400. The loan payoff and property tax proration change the final number.
What county is San Jose in, and does it matter at closing?
San Jose is in Santa Clara County, California. County and state rules set the transfer taxes and recording fees, and local custom decides who pays for title and closing. In Santa Clara County, the seller customarily pays the owner's title policy. The escrow fee is customarily paid by the seller.
How much are property taxes in San Jose?
The median property tax bill for homeowners in San Jose is $9,121 a year, about 0.77% of the median home value of $1,187,800 (Census Bureau American Community Survey, 2019-2023). Taxes here are paid in arrears, so at closing the bill is prorated between buyer and seller to the closing date. Fiscal year Jul-Jun; installments due Nov 1 (Jul-Dec) and Feb 1 (Jan-Jun). Seller credits buyer for the unpaid part of the current installment; supplemental taxes are billed to the buyer after closing.
Other cities in Santa Clara County
- Sunnyvale
- Santa Clara
- Mountain View
- Milpitas
- Palo Alto
- Gilroy
- Cupertino
- Morgan Hill
- Campbell
- Los Gatos
- Los Altos
- Saratoga
Cities near San Jose
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